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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,182/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,364/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$33,784 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- J
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 485 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-21 | HK$4.26M | −9.9% 8.2y · −1.0%/yr |
| 2018-03-29 | HK$4.73M | +333.9% 12.7y · 26.0%/yr |
| 2005-07-22 | HK$1.09M | +14.7% |
| 2005-04-25 | HK$950K | −53.7% |
| 1997-07-15 | HK$2.05M | +78.3% |
| 1996-01-15 | HK$1.15M | — |