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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,205/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.76M · min. income ≈ HK$36,410/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,827 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- H
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-13 | HK$5.00M | +11.1% 3.1y · 4.0%/yr |
| 2018-03-15 | HK$4.50M | +363.9% 12.5y · 29.0%/yr |
| 2005-09-14 | HK$970K | +61.7% |
| 2003-07-17 | HK$600K | −41.7% |
| 1999-11-24 | HK$1.03M | −50.5% |
| 1997-08-01 | HK$2.08M | — |