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At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,641/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.85M · min. income ≈ HK$37,282/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$54,839 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Pui To Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- H
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-14 | HK$3.98M | −26.3% 3.2y · −8.0%/yr |
| 2021-08-13 | HK$5.40M | +69.8% 6.7y · 10.0%/yr |
| 2014-12-04 | HK$3.18M | +16.9% |
| 2012-11-19 | HK$2.72M | +64.8% |
| 2010-09-02 | HK$1.65M | +10.0% |
| 2010-04-07 | HK$1.50M | +56.2% |
| 2007-04-13 | HK$960K | +0.0% |
| 2006-01-19 | HK$960K | +12.9% |
| 2002-12-19 | HK$850K | −57.9% |
| 1997-05-22 | HK$2.02M | +92.4% |
| 1995-10-27 | HK$1.05M | — |