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At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,864/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,728/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$19,185 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Pui To Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- D
- Saleable Area
- 349 Saleable ft²
- Gross Area
- 492 ft²
- Efficiency
- 71%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-04 | HK$5.05M | +40.3% 6.0y · 7.0%/yr |
| 2016-08-16 | HK$3.60M | +9.1% 3.3y · 3.0%/yr |
| 2013-05-02 | HK$3.30M | +58.7% |
| 2011-11-01 | HK$2.08M | +173.7% |
| 2004-02-05 | HK$760K | +11.8% |
| 2003-12-04 | HK$680K | −26.1% |
| 2001-01-23 | HK$920K | −33.3% |
| 1997-06-03 | HK$1.38M | — |