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At today's rate and a 90% mortgage, the deposit on this unit is about HK$420K, with repayments around HK$18,320/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,640/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$40,103 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Pui To Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- C
- Saleable Area
- 369 Saleable ft²
- Gross Area
- 523 ft²
- Efficiency
- 71%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-26 | HK$5.10M | +13.8% 3.0y · 5.0%/yr |
| 2017-05-11 | HK$4.48M | +75.0% 5.0y · 15.0%/yr |
| 2012-05-09 | HK$2.56M | +60.0% |
| 2010-02-03 | HK$1.60M | +128.6% |
| 2002-11-19 | HK$700K | −52.4% |
| 1997-01-04 | HK$1.47M | — |