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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,252/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.77M · min. income ≈ HK$36,504/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$37,006 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Pui To Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- J
- Saleable Area
- 353 Saleable ft²
- Gross Area
- 501 ft²
- Efficiency
- 70%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-07 | HK$5.20M | +15.6% 3.1y · 5.0%/yr |
| 2017-12-06 | HK$4.50M | +52.5% 4.6y · 11.0%/yr |
| 2013-04-17 | HK$2.95M | +168.2% |
| 2008-01-04 | HK$1.10M | +22.2% |
| 2004-04-28 | HK$900K | −3.2% |
| 2002-07-29 | HK$930K | +19.2% |
| 2002-06-07 | HK$780K | −38.6% |
| 1999-02-26 | HK$1.27M | — |