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At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,785/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$385K · loan HK$3.46M · min. income ≈ HK$33,570/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Pui To Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- J
- Saleable Area
- 353 Saleable ft²
- Gross Area
- 501 ft²
- Efficiency
- 70%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-11 | HK$4.83M | +21.4% 3.6y · 6.0%/yr |
| 2017-03-28 | HK$3.98M | +199.2% 7.5y · 27.0%/yr |
| 2009-10-12 | HK$1.33M | +10.8% |
| 2009-08-07 | HK$1.20M | +15.4% |
| 2009-05-18 | HK$1.04M | +13.0% |
| 2007-08-27 | HK$920K | −28.1% |
| 1997-01-10 | HK$1.28M | +16.4% |
| 1996-08-27 | HK$1.10M | — |