Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$430K, with repayments around HK$18,754/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,508/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$60,017 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Pui To Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- F
- Saleable Area
- 392 Saleable ft²
- Gross Area
- 548 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-03 | HK$4.50M | −16.4% 1.0y |
| 2019-06-11 | HK$5.38M | +79.3% 6.3y · 13.0%/yr |
| 2013-03-12 | HK$3.00M | +200.0% |
| 2000-10-30 | HK$1.00M | −15.3% |
| 1998-04-21 | HK$1.18M | −21.3% |
| 1998-04-17 | HK$1.50M | −14.3% |
| 1997-03-26 | HK$1.75M | — |