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19/F B

in Conduit Tower

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$10.64M
≈ HK$18,760 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.19M, with repayments around HK$36,086/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,956
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,013
−HK$1,073/mo
Today · 4.125%
HK$36,086
baseline
▲ 0.50% · 4.625%
HK$38,282
+HK$2,196/mo

Deposit HK$3.19M · loan HK$7.45M · min. income ≈ HK$72,172/mo (50% DSR)

Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$398,880 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
B
Saleable Area
567 ft²
Gross Area
732 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-07-05 HK$14.10M +47.6%
6.9y
2014-09-05 HK$9.55M +8.5%
2012-04-16 HK$8.80M +16.6%
2010-11-12 HK$7.55M +18.3%
2008-02-13 HK$6.38M +50.1%
2004-07-12 HK$4.25M +21.4%
1998-12-01 HK$3.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 11 min walk · 821 m
Education
39
schools within 1 km (13 within 500 m)
Daily convenience
57
within 1 km (6 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com