Skip to content

18/F B

in Conduit Tower

Central and Western District · Hong Kong Island

Switch unit
Crescira AVM · estimated value ● Medium confidence
HK$10.95M
≈ HK$19,316 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.29M, with repayments around HK$37,157/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,964
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,052
−HK$1,105/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$2,261/mo

Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,314/mo (50% DSR)

Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,719 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
B
Saleable Area
567 ft²
Gross Area
732 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-05-03 HK$14.20M +73.6%
7.4y
2011-12-02 HK$8.18M +20.6%
1.7y
2010-03-30 HK$6.78M +11.1%
13.3y
1997-02-04 HK$6.10M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 11 min walk · 821 m
Education
39
schools within 1 km (13 within 500 m)
Daily convenience
57
within 1 km (6 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building