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16/F D

in Conduit Tower

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$13.51M
≈ HK$19,166 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.05M, with repayments around HK$45,841/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,136
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,478
−HK$1,363/mo
Today · 4.125%
HK$45,841
baseline
▲ 0.50% · 4.625%
HK$48,631
+HK$2,790/mo

Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,682/mo (50% DSR)

Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,714 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
D
Saleable Area
705 ft²
Gross Area
925 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-11-06 HK$14.00M +68.7%
11.5y
2008-05-29 HK$8.30M +16.1%
2007-12-12 HK$7.15M +13.9%
1996-07-23 HK$6.28M +11.3%
1996-03-13 HK$5.64M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 11 min walk · 821 m
Education
39
schools within 1 km (13 within 500 m)
Daily convenience
57
within 1 km (6 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com