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16/F C

in Conduit Tower

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$10.20M
≈ HK$18,509 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.06M, with repayments around HK$34,600/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,558
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,571
−HK$1,029/mo
Today · 4.125%
HK$34,600
baseline
▲ 0.50% · 4.625%
HK$36,705
+HK$2,105/mo

Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$69,200/mo (50% DSR)

Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,451 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
C
Saleable Area
551 ft²
Gross Area
723 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-10-16 HK$10.55M +51.8%
7.7y
2010-01-28 HK$6.95M +71.2%
2000-07-14 HK$4.06M −33.0%
1998-02-05 HK$6.06M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 11 min walk · 821 m
Education
39
schools within 1 km (13 within 500 m)
Daily convenience
57
within 1 km (6 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com