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26/F B

in Conduit Tower

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value ● Medium confidence
HK$11.46M
≈ HK$20,218 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.44M, with repayments around HK$38,890/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,596
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,734
−HK$1,156/mo
Today · 4.125%
HK$38,890
baseline
▲ 0.50% · 4.625%
HK$41,257
+HK$2,367/mo

Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,780/mo (50% DSR)

Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,881 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
B
Saleable Area
567 ft²
Gross Area
732 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-04-24 HK$11.30M +4.6%
8.4y
2017-11-22 HK$10.80M +250.6%
15.1y
2002-10-19 HK$3.08M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 11 min walk · 821 m
Education
39
schools within 1 km (13 within 500 m)
Daily convenience
57
within 1 km (6 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building