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At today's rate and a 90% mortgage, the deposit on this unit is about HK$363K, with repayments around HK$15,855/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$363K · loan HK$3.27M · min. income ≈ HK$31,710/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 2
- Saleable Area
- 233 Saleable ft²
- Gross Area
- 335 ft²
- Efficiency
- 70%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-07-04 | HK$4.80M | +129.7% 7.8y · 17.0%/yr |
| 2010-08-27 | HK$2.09M | +14.8% |
| 2010-07-23 | HK$1.82M | +13.8% |
| 2009-07-15 | HK$1.60M | +1.3% |
| 2008-05-09 | HK$1.58M | +3.9% |
| 2008-04-28 | HK$1.52M | +46.2% |
| 2005-08-11 | HK$1.04M | −14.8% |
| 1995-07-14 | HK$1.22M | — |