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At today's rate and a 90% mortgage, the deposit on this unit is about HK$373K, with repayments around HK$16,266/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$373K · loan HK$3.36M · min. income ≈ HK$32,532/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 4
- Saleable Area
- 239 Saleable ft²
- Gross Area
- 341 ft²
- Efficiency
- 70%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-26 | HK$4.38M | +7.4% 9.7y |
| 2016-10-24 | HK$4.08M | +31.6% 3.5y · 9.0%/yr |
| 2013-05-20 | HK$3.10M | +21.1% |
| 2012-03-14 | HK$2.56M | +38.4% |
| 2010-02-11 | HK$1.85M | +25.9% |
| 2007-11-27 | HK$1.47M | +22.5% |
| 2007-01-16 | HK$1.20M | +48.1% |
| 2002-04-30 | HK$810K | −44.9% |
| 1995-12-01 | HK$1.47M | — |