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At today's rate and a 90% mortgage, the deposit on this unit is about HK$387K, with repayments around HK$16,885/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$387K · loan HK$3.48M · min. income ≈ HK$33,770/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- 4
- Saleable Area
- 239 Saleable ft²
- Gross Area
- 341 ft²
- Efficiency
- 70%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-19 | HK$5.20M | +3.4% 3.1y · 1.0%/yr |
| 2019-04-16 | HK$5.03M | +31.3% 3.6y · 9.0%/yr |
| 2015-08-20 | HK$3.83M | +62.3% |
| 2010-09-22 | HK$2.36M | +21.0% |
| 2009-08-10 | HK$1.95M | +34.5% |
| 2007-11-28 | HK$1.45M | +26.1% |
| 2006-01-06 | HK$1.15M | −28.1% |
| 1996-01-09 | HK$1.60M | — |