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At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,671/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,342/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$56,194 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- 1
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 368 ft²
- Efficiency
- 73%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-25 | HK$5.05M | +26.9% 3.7y · 7.0%/yr |
| 2017-07-24 | HK$3.98M | +21.7% 4.4y · 5.0%/yr |
| 2013-02-14 | HK$3.27M | +57.2% |
| 2010-11-18 | HK$2.08M | +49.6% |
| 1996-04-03 | HK$1.39M | — |