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At today's rate and a 90% mortgage, the deposit on this unit is about HK$364K, with repayments around HK$15,864/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$364K · loan HK$3.27M · min. income ≈ HK$31,728/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 4
- Saleable Area
- 239 Saleable ft²
- Gross Area
- 341 ft²
- Efficiency
- 70%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-09-27 | HK$4.88M | +52.5% 4.2y · 13.0%/yr |
| 2014-07-15 | HK$3.20M | +14.3% |
| 2012-05-30 | HK$2.80M | +42.9% |
| 2010-03-19 | HK$1.96M | +18.8% |
| 2009-09-08 | HK$1.65M | +114.3% |
| 2002-05-23 | HK$770K | −61.5% |
| 1997-09-08 | HK$2.00M | +47.1% |
| 1996-06-06 | HK$1.36M | — |