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At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,012/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$436K · loan HK$3.92M · min. income ≈ HK$38,024/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,381 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- 1
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 368 ft²
- Efficiency
- 73%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-23 | HK$4.35M | −20.9% 4.0y |
| 2022-06-23 | HK$5.50M | +47.8% 5.7y · 8.0%/yr |
| 2016-10-18 | HK$3.72M | +17.7% 3.7y · 5.0%/yr |
| 2013-02-08 | HK$3.16M | +51.9% |
| 2010-12-14 | HK$2.08M | +108.0% |
| 2005-08-04 | HK$1.00M | +11.1% |
| 2005-04-11 | HK$900K | −20.4% |
| 1996-01-06 | HK$1.13M | — |