▼ 0.50% · 3.625%
HK$18,831
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,417
−HK$595/mo
Today · 4.125%
HK$20,012
baseline
▲ 0.50% · 4.625%
HK$21,230
+HK$1,218/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,024/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,950
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,512
−HK$570/mo
Today · 4.125%
HK$22,082
baseline
▲ 0.50% · 4.625%
HK$23,245
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,164/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,714
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,359
−HK$654/mo
Today · 4.125%
HK$22,013
baseline
▲ 0.50% · 4.625%
HK$23,353
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,026/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,045
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,663
−HK$627/mo
Today · 4.125%
HK$24,290
baseline
▲ 0.50% · 4.625%
HK$25,570
+HK$1,280/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,580/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,598
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,301
−HK$714/mo
Today · 4.125%
HK$24,015
baseline
▲ 0.50% · 4.625%
HK$25,476
+HK$1,461/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$48,030/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,140
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$684/mo
Today · 4.125%
HK$26,498
baseline
▲ 0.50% · 4.625%
HK$27,895
+HK$1,397/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$52,996/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,481
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,242
−HK$774/mo
Today · 4.125%
HK$26,016
baseline
▲ 0.50% · 4.625%
HK$27,599
+HK$1,583/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,032/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,965
−HK$741/mo
Today · 4.125%
HK$28,706
baseline
▲ 0.50% · 4.625%
HK$30,219
+HK$1,513/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,412/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,364
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,184
−HK$833/mo
Today · 4.125%
HK$28,017
baseline
▲ 0.50% · 4.625%
HK$29,722
+HK$1,705/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,034/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,330
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,116
−HK$798/mo
Today · 4.125%
HK$30,914
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,630/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,828/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,247
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,126
−HK$892/mo
Today · 4.125%
HK$30,018
baseline
▲ 0.50% · 4.625%
HK$31,845
+HK$1,827/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,036/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,424
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,267
−HK$855/mo
Today · 4.125%
HK$33,122
baseline
▲ 0.50% · 4.625%
HK$34,868
+HK$1,746/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,244/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,130
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,067
−HK$953/mo
Today · 4.125%
HK$32,020
baseline
▲ 0.50% · 4.625%
HK$33,968
+HK$1,948/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,040/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,519
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,418
−HK$912/mo
Today · 4.125%
HK$35,330
baseline
▲ 0.50% · 4.625%
HK$37,193
+HK$1,863/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,660/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,013
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,009
−HK$1,012/mo
Today · 4.125%
HK$34,021
baseline
▲ 0.50% · 4.625%
HK$36,091
+HK$2,070/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,042/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,614
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,570
−HK$969/mo
Today · 4.125%
HK$37,539
baseline
▲ 0.50% · 4.625%
HK$39,517
+HK$1,978/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,078/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,896
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,951
−HK$1,071/mo
Today · 4.125%
HK$36,022
baseline
▲ 0.50% · 4.625%
HK$38,214
+HK$2,192/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,044/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,709
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,721
−HK$1,026/mo
Today · 4.125%
HK$39,747
baseline
▲ 0.50% · 4.625%
HK$41,842
+HK$2,095/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$79,494/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,753 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).