▼ 0.50% · 3.625%
HK$18,994
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,585
−HK$600/mo
Today · 4.125%
HK$20,185
baseline
▲ 0.50% · 4.625%
HK$21,414
+HK$1,229/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,370/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,131
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,698
−HK$575/mo
Today · 4.125%
HK$22,273
baseline
▲ 0.50% · 4.625%
HK$23,447
+HK$1,174/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,546/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,894
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,544
−HK$660/mo
Today · 4.125%
HK$22,204
baseline
▲ 0.50% · 4.625%
HK$23,555
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,408/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,244
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,867
−HK$633/mo
Today · 4.125%
HK$24,500
baseline
▲ 0.50% · 4.625%
HK$25,791
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,000/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,793
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,502
−HK$721/mo
Today · 4.125%
HK$24,223
baseline
▲ 0.50% · 4.625%
HK$25,696
+HK$1,473/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,446/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,357
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,037
−HK$690/mo
Today · 4.125%
HK$26,727
baseline
▲ 0.50% · 4.625%
HK$28,136
+HK$1,409/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,454/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,693
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,461
−HK$780/mo
Today · 4.125%
HK$26,241
baseline
▲ 0.50% · 4.625%
HK$27,838
+HK$1,597/mo
Deposit HK$2.92M · loan HK$5.41M · min. income ≈ HK$52,482/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,470
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,207
−HK$747/mo
Today · 4.125%
HK$28,954
baseline
▲ 0.50% · 4.625%
HK$30,481
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.41M · min. income ≈ HK$57,908/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,419
−HK$841/mo
Today · 4.125%
HK$28,260
baseline
▲ 0.50% · 4.625%
HK$29,979
+HK$1,719/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,520/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,377
−HK$805/mo
Today · 4.125%
HK$31,182
baseline
▲ 0.50% · 4.625%
HK$32,825
+HK$1,643/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,364/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,491
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,378
−HK$900/mo
Today · 4.125%
HK$30,278
baseline
▲ 0.50% · 4.625%
HK$32,120
+HK$1,842/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,556/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,696
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,547
−HK$862/mo
Today · 4.125%
HK$33,409
baseline
▲ 0.50% · 4.625%
HK$35,170
+HK$1,761/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,818/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,391
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,336
−HK$961/mo
Today · 4.125%
HK$32,297
baseline
▲ 0.50% · 4.625%
HK$34,262
+HK$1,965/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$64,594/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,810
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,716
−HK$920/mo
Today · 4.125%
HK$35,636
baseline
▲ 0.50% · 4.625%
HK$37,515
+HK$1,879/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$71,272/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,290
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,295
−HK$1,020/mo
Today · 4.125%
HK$34,315
baseline
▲ 0.50% · 4.625%
HK$36,403
+HK$2,088/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,630/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,923
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,886
−HK$977/mo
Today · 4.125%
HK$37,863
baseline
▲ 0.50% · 4.625%
HK$39,859
+HK$1,996/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,726/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,190
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,253
−HK$1,081/mo
Today · 4.125%
HK$36,334
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$2,211/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,668/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,036
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,056
−HK$1,035/mo
Today · 4.125%
HK$40,091
baseline
▲ 0.50% · 4.625%
HK$42,204
+HK$2,113/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,182/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).