▼ 0.50% · 3.625%
HK$18,736
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,319
−HK$592/mo
Today · 4.125%
HK$19,911
baseline
▲ 0.50% · 4.625%
HK$21,122
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,822/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,843
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,402
−HK$567/mo
Today · 4.125%
HK$21,969
baseline
▲ 0.50% · 4.625%
HK$23,128
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,938/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,609
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,250
−HK$652/mo
Today · 4.125%
HK$21,902
baseline
▲ 0.50% · 4.625%
HK$23,234
+HK$1,332/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,804/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,928
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,543
−HK$623/mo
Today · 4.125%
HK$24,166
baseline
▲ 0.50% · 4.625%
HK$25,440
+HK$1,274/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,332/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,483
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,182
−HK$711/mo
Today · 4.125%
HK$23,893
baseline
▲ 0.50% · 4.625%
HK$25,347
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,786/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,012
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,683
−HK$680/mo
Today · 4.125%
HK$26,363
baseline
▲ 0.50% · 4.625%
HK$27,753
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,726/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,357
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,114
−HK$770/mo
Today · 4.125%
HK$25,884
baseline
▲ 0.50% · 4.625%
HK$27,459
+HK$1,575/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,768/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,096
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,823
−HK$737/mo
Today · 4.125%
HK$28,560
baseline
▲ 0.50% · 4.625%
HK$30,066
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,120/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,230
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,046
−HK$829/mo
Today · 4.125%
HK$27,875
baseline
▲ 0.50% · 4.625%
HK$29,571
+HK$1,696/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,750/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,181
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,963
−HK$794/mo
Today · 4.125%
HK$30,757
baseline
▲ 0.50% · 4.625%
HK$32,379
+HK$1,622/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,514/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,104
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,978
−HK$888/mo
Today · 4.125%
HK$29,866
baseline
▲ 0.50% · 4.625%
HK$31,683
+HK$1,817/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,732/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,265
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,104
−HK$850/mo
Today · 4.125%
HK$32,954
baseline
▲ 0.50% · 4.625%
HK$34,691
+HK$1,737/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,908/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,910
−HK$947/mo
Today · 4.125%
HK$31,857
baseline
▲ 0.50% · 4.625%
HK$33,796
+HK$1,939/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,714/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,349
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,244
−HK$907/mo
Today · 4.125%
HK$35,151
baseline
▲ 0.50% · 4.625%
HK$37,004
+HK$1,853/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,302/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,851
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,842
−HK$1,006/mo
Today · 4.125%
HK$33,848
baseline
▲ 0.50% · 4.625%
HK$35,908
+HK$2,060/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,696/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,434
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,384
−HK$964/mo
Today · 4.125%
HK$37,348
baseline
▲ 0.50% · 4.625%
HK$39,317
+HK$1,969/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,696/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,724
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,773
−HK$1,066/mo
Today · 4.125%
HK$35,839
baseline
▲ 0.50% · 4.625%
HK$38,020
+HK$2,181/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$71,678/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,518
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,524
−HK$1,021/mo
Today · 4.125%
HK$39,545
baseline
▲ 0.50% · 4.625%
HK$41,630
+HK$2,085/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$79,090/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,496 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).