▼ 0.50% · 3.625%
HK$17,862
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,418
−HK$564/mo
Today · 4.125%
HK$18,982
baseline
▲ 0.50% · 4.625%
HK$20,137
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,964/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,871
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,404
−HK$541/mo
Today · 4.125%
HK$20,945
baseline
▲ 0.50% · 4.625%
HK$22,049
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,890/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,648
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,259
−HK$621/mo
Today · 4.125%
HK$20,880
baseline
▲ 0.50% · 4.625%
HK$22,151
+HK$1,271/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$41,760/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,858
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,445
−HK$594/mo
Today · 4.125%
HK$23,039
baseline
▲ 0.50% · 4.625%
HK$24,254
+HK$1,215/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$46,078/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,434
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,101
−HK$677/mo
Today · 4.125%
HK$22,778
baseline
▲ 0.50% · 4.625%
HK$24,165
+HK$1,387/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,556/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,846
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,485
−HK$649/mo
Today · 4.125%
HK$25,134
baseline
▲ 0.50% · 4.625%
HK$26,459
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,268/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,221
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,943
−HK$734/mo
Today · 4.125%
HK$24,677
baseline
▲ 0.50% · 4.625%
HK$26,178
+HK$1,501/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,354/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,833
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,525
−HK$703/mo
Today · 4.125%
HK$27,228
baseline
▲ 0.50% · 4.625%
HK$28,664
+HK$1,436/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,456/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,007
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$790/mo
Today · 4.125%
HK$26,575
baseline
▲ 0.50% · 4.625%
HK$28,192
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,150/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,820
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,566
−HK$757/mo
Today · 4.125%
HK$29,323
baseline
▲ 0.50% · 4.625%
HK$30,868
+HK$1,545/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,646/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,793
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,626
−HK$847/mo
Today · 4.125%
HK$28,473
baseline
▲ 0.50% · 4.625%
HK$30,206
+HK$1,733/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,946/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,807
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,606
−HK$811/mo
Today · 4.125%
HK$31,417
baseline
▲ 0.50% · 4.625%
HK$33,073
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,834/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,579
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,468
−HK$903/mo
Today · 4.125%
HK$30,371
baseline
▲ 0.50% · 4.625%
HK$32,219
+HK$1,848/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,742/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,794
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,647
−HK$865/mo
Today · 4.125%
HK$33,512
baseline
▲ 0.50% · 4.625%
HK$35,278
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,024/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,365
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,310
−HK$960/mo
Today · 4.125%
HK$32,270
baseline
▲ 0.50% · 4.625%
HK$34,233
+HK$1,963/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$64,540/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,781
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,687
−HK$919/mo
Today · 4.125%
HK$35,606
baseline
▲ 0.50% · 4.625%
HK$37,483
+HK$1,877/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$71,212/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,152
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,152
−HK$1,016/mo
Today · 4.125%
HK$34,168
baseline
▲ 0.50% · 4.625%
HK$36,247
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,336/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,768
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,728
−HK$973/mo
Today · 4.125%
HK$37,701
baseline
▲ 0.50% · 4.625%
HK$39,688
+HK$1,987/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,402/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,000 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).