▼ 0.50% · 3.625%
HK$19,570
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,179
−HK$619/mo
Today · 4.125%
HK$20,798
baseline
▲ 0.50% · 4.625%
HK$22,063
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,596/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,772
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,356
−HK$592/mo
Today · 4.125%
HK$22,948
baseline
▲ 0.50% · 4.625%
HK$24,158
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,896/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,527
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,197
−HK$680/mo
Today · 4.125%
HK$22,877
baseline
▲ 0.50% · 4.625%
HK$24,269
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,754/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,949
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,591
−HK$652/mo
Today · 4.125%
HK$25,243
baseline
▲ 0.50% · 4.625%
HK$26,573
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,486/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,484
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,215
−HK$742/mo
Today · 4.125%
HK$24,957
baseline
▲ 0.50% · 4.625%
HK$26,476
+HK$1,519/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,914/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,126
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,827
−HK$711/mo
Today · 4.125%
HK$27,538
baseline
▲ 0.50% · 4.625%
HK$28,989
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,076/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,441
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,233
−HK$804/mo
Today · 4.125%
HK$27,037
baseline
▲ 0.50% · 4.625%
HK$28,682
+HK$1,645/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,074/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,303
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,062
−HK$770/mo
Today · 4.125%
HK$29,832
baseline
▲ 0.50% · 4.625%
HK$31,405
+HK$1,573/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,664/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,398
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,251
−HK$866/mo
Today · 4.125%
HK$29,117
baseline
▲ 0.50% · 4.625%
HK$30,888
+HK$1,771/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$58,234/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,480
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,298
−HK$829/mo
Today · 4.125%
HK$32,127
baseline
▲ 0.50% · 4.625%
HK$33,821
+HK$1,694/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$64,254/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,355
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,269
−HK$927/mo
Today · 4.125%
HK$31,196
baseline
▲ 0.50% · 4.625%
HK$33,094
+HK$1,898/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,392/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,658
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,533
−HK$889/mo
Today · 4.125%
HK$34,422
baseline
▲ 0.50% · 4.625%
HK$36,236
+HK$1,814/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,844/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,312
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,286
−HK$990/mo
Today · 4.125%
HK$33,276
baseline
▲ 0.50% · 4.625%
HK$35,301
+HK$2,025/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,552/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,835
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,769
−HK$948/mo
Today · 4.125%
HK$36,717
baseline
▲ 0.50% · 4.625%
HK$38,652
+HK$1,935/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,434/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,269
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,304
−HK$1,052/mo
Today · 4.125%
HK$35,356
baseline
▲ 0.50% · 4.625%
HK$37,507
+HK$2,151/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,712/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,012
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,005
−HK$1,007/mo
Today · 4.125%
HK$39,012
baseline
▲ 0.50% · 4.625%
HK$41,068
+HK$2,056/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,024/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,227
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,322
−HK$1,114/mo
Today · 4.125%
HK$37,436
baseline
▲ 0.50% · 4.625%
HK$39,713
+HK$2,277/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,872/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,189
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,240
−HK$1,066/mo
Today · 4.125%
HK$41,306
baseline
▲ 0.50% · 4.625%
HK$43,484
+HK$2,178/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,612/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,475 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).