▼ 0.50% · 3.625%
HK$18,547
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,124
−HK$586/mo
Today · 4.125%
HK$19,710
baseline
▲ 0.50% · 4.625%
HK$20,909
+HK$1,199/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,420/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,633
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,187
−HK$561/mo
Today · 4.125%
HK$21,748
baseline
▲ 0.50% · 4.625%
HK$22,894
+HK$1,146/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,496/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,402
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,036
−HK$645/mo
Today · 4.125%
HK$21,681
baseline
▲ 0.50% · 4.625%
HK$23,000
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,362/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,697
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,305
−HK$618/mo
Today · 4.125%
HK$23,923
baseline
▲ 0.50% · 4.625%
HK$25,184
+HK$1,261/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,846/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,256
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,949
−HK$703/mo
Today · 4.125%
HK$23,652
baseline
▲ 0.50% · 4.625%
HK$25,091
+HK$1,439/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,304/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,760
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,424
−HK$674/mo
Today · 4.125%
HK$26,098
baseline
▲ 0.50% · 4.625%
HK$27,473
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,196/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,111
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,861
−HK$762/mo
Today · 4.125%
HK$25,623
baseline
▲ 0.50% · 4.625%
HK$27,182
+HK$1,559/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,246/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,823
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,543
−HK$730/mo
Today · 4.125%
HK$28,273
baseline
▲ 0.50% · 4.625%
HK$29,763
+HK$1,490/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,546/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,966
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,773
−HK$821/mo
Today · 4.125%
HK$27,594
baseline
▲ 0.50% · 4.625%
HK$29,273
+HK$1,679/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,188/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,887
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,661
−HK$786/mo
Today · 4.125%
HK$30,447
baseline
▲ 0.50% · 4.625%
HK$32,052
+HK$1,605/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,894/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,820
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,686
−HK$879/mo
Today · 4.125%
HK$29,565
baseline
▲ 0.50% · 4.625%
HK$31,364
+HK$1,799/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,130/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,950
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,780
−HK$842/mo
Today · 4.125%
HK$32,622
baseline
▲ 0.50% · 4.625%
HK$34,342
+HK$1,720/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,244/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,675
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,598
−HK$938/mo
Today · 4.125%
HK$31,536
baseline
▲ 0.50% · 4.625%
HK$33,455
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,072/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,013
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,899
−HK$898/mo
Today · 4.125%
HK$34,797
baseline
▲ 0.50% · 4.625%
HK$36,631
+HK$1,834/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,594/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,530
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,511
−HK$996/mo
Today · 4.125%
HK$33,507
baseline
▲ 0.50% · 4.625%
HK$35,546
+HK$2,039/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$67,014/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,077
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,017
−HK$955/mo
Today · 4.125%
HK$36,972
baseline
▲ 0.50% · 4.625%
HK$38,921
+HK$1,949/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,944/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,385
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,423
−HK$1,055/mo
Today · 4.125%
HK$35,478
baseline
▲ 0.50% · 4.625%
HK$37,637
+HK$2,159/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,956/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,140
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,136
−HK$1,011/mo
Today · 4.125%
HK$39,147
baseline
▲ 0.50% · 4.625%
HK$41,210
+HK$2,063/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,294/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).