▼ 0.50% · 3.625%
HK$16,200
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,703
−HK$512/mo
Today · 4.125%
HK$17,215
baseline
▲ 0.50% · 4.625%
HK$18,263
+HK$1,048/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,430/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,022
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,505
−HK$490/mo
Today · 4.125%
HK$18,995
baseline
▲ 0.50% · 4.625%
HK$19,997
+HK$1,002/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,990/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,819
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,374
−HK$563/mo
Today · 4.125%
HK$18,937
baseline
▲ 0.50% · 4.625%
HK$20,089
+HK$1,152/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,874/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,824
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,356
−HK$539/mo
Today · 4.125%
HK$20,895
baseline
▲ 0.50% · 4.625%
HK$21,996
+HK$1,101/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,790/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,439
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,044
−HK$614/mo
Today · 4.125%
HK$20,658
baseline
▲ 0.50% · 4.625%
HK$21,915
+HK$1,257/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,316/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,626
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,206
−HK$589/mo
Today · 4.125%
HK$22,795
baseline
▲ 0.50% · 4.625%
HK$23,996
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,590/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,059
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,714
−HK$666/mo
Today · 4.125%
HK$22,380
baseline
▲ 0.50% · 4.625%
HK$23,742
+HK$1,362/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,760/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,428
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,057
−HK$637/mo
Today · 4.125%
HK$24,694
baseline
▲ 0.50% · 4.625%
HK$25,996
+HK$1,302/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,388/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,679
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,385
−HK$717/mo
Today · 4.125%
HK$24,102
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,466/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,204/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,231
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,907
−HK$687/mo
Today · 4.125%
HK$26,594
baseline
▲ 0.50% · 4.625%
HK$27,995
+HK$1,401/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,188/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,299
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,055
−HK$768/mo
Today · 4.125%
HK$25,823
baseline
▲ 0.50% · 4.625%
HK$27,394
+HK$1,571/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,646/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,033
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,758
−HK$735/mo
Today · 4.125%
HK$28,493
baseline
▲ 0.50% · 4.625%
HK$29,995
+HK$1,502/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$56,986/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,919
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,725
−HK$820/mo
Today · 4.125%
HK$27,545
baseline
▲ 0.50% · 4.625%
HK$29,221
+HK$1,676/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,090/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,835
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,608
−HK$785/mo
Today · 4.125%
HK$30,393
baseline
▲ 0.50% · 4.625%
HK$31,995
+HK$1,602/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,786/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,539
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,396
−HK$870/mo
Today · 4.125%
HK$29,266
baseline
▲ 0.50% · 4.625%
HK$31,047
+HK$1,781/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$58,532/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,637
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,459
−HK$833/mo
Today · 4.125%
HK$32,292
baseline
▲ 0.50% · 4.625%
HK$33,994
+HK$1,702/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$64,584/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,159
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,066
−HK$922/mo
Today · 4.125%
HK$30,988
baseline
▲ 0.50% · 4.625%
HK$32,873
+HK$1,885/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,976/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,439
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,309
−HK$883/mo
Today · 4.125%
HK$34,192
baseline
▲ 0.50% · 4.625%
HK$35,994
+HK$1,802/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,384/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,128 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).