▼ 0.50% · 3.625%
HK$19,954
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,575
−HK$631/mo
Today · 4.125%
HK$21,206
baseline
▲ 0.50% · 4.625%
HK$22,496
+HK$1,290/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,412/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,199
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,794
−HK$604/mo
Today · 4.125%
HK$23,398
baseline
▲ 0.50% · 4.625%
HK$24,632
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,796/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,950
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,632
−HK$694/mo
Today · 4.125%
HK$23,326
baseline
▲ 0.50% · 4.625%
HK$24,745
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,652/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,074
−HK$664/mo
Today · 4.125%
HK$25,738
baseline
▲ 0.50% · 4.625%
HK$27,095
+HK$1,357/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,476/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,945
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,690
−HK$757/mo
Today · 4.125%
HK$25,447
baseline
▲ 0.50% · 4.625%
HK$26,995
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,894/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,639
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,353
−HK$725/mo
Today · 4.125%
HK$28,078
baseline
▲ 0.50% · 4.625%
HK$29,558
+HK$1,480/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,156/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,940
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,747
−HK$820/mo
Today · 4.125%
HK$27,567
baseline
▲ 0.50% · 4.625%
HK$29,245
+HK$1,678/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,134/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,858
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,632
−HK$786/mo
Today · 4.125%
HK$30,418
baseline
▲ 0.50% · 4.625%
HK$32,021
+HK$1,603/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,836/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,936
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,805
−HK$883/mo
Today · 4.125%
HK$29,688
baseline
▲ 0.50% · 4.625%
HK$31,494
+HK$1,806/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,376/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,078
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,912
−HK$845/mo
Today · 4.125%
HK$32,757
baseline
▲ 0.50% · 4.625%
HK$34,484
+HK$1,727/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,514/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,931
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,862
−HK$946/mo
Today · 4.125%
HK$31,808
baseline
▲ 0.50% · 4.625%
HK$33,744
+HK$1,936/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,616/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,298
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,191
−HK$906/mo
Today · 4.125%
HK$35,097
baseline
▲ 0.50% · 4.625%
HK$36,947
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,194/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,927
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,920
−HK$1,009/mo
Today · 4.125%
HK$33,929
baseline
▲ 0.50% · 4.625%
HK$35,993
+HK$2,064/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,858/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,518
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,471
−HK$966/mo
Today · 4.125%
HK$37,437
baseline
▲ 0.50% · 4.625%
HK$39,410
+HK$1,973/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,874/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,922
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,977
−HK$1,072/mo
Today · 4.125%
HK$36,049
baseline
▲ 0.50% · 4.625%
HK$38,243
+HK$2,194/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,098/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,738
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,750
−HK$1,027/mo
Today · 4.125%
HK$39,777
baseline
▲ 0.50% · 4.625%
HK$41,874
+HK$2,097/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,554/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,918
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,035
−HK$1,135/mo
Today · 4.125%
HK$38,170
baseline
▲ 0.50% · 4.625%
HK$40,492
+HK$2,322/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$76,340/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,958
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,030
−HK$1,087/mo
Today · 4.125%
HK$42,117
baseline
▲ 0.50% · 4.625%
HK$44,337
+HK$2,220/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$84,234/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,526 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).