▼ 0.50% · 3.625%
HK$15,845
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,338
−HK$500/mo
Today · 4.125%
HK$16,838
baseline
▲ 0.50% · 4.625%
HK$17,863
+HK$1,025/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,676/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,627
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,100
−HK$479/mo
Today · 4.125%
HK$18,579
baseline
▲ 0.50% · 4.625%
HK$19,559
+HK$980/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,158/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,429
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,971
−HK$551/mo
Today · 4.125%
HK$18,522
baseline
▲ 0.50% · 4.625%
HK$19,649
+HK$1,127/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$37,044/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,390
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,910
−HK$527/mo
Today · 4.125%
HK$20,437
baseline
▲ 0.50% · 4.625%
HK$21,515
+HK$1,078/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$40,874/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,014
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,605
−HK$601/mo
Today · 4.125%
HK$20,206
baseline
▲ 0.50% · 4.625%
HK$21,435
+HK$1,229/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,412/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,152
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,720
−HK$575/mo
Today · 4.125%
HK$22,295
baseline
▲ 0.50% · 4.625%
HK$23,470
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,590/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,598
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,239
−HK$651/mo
Today · 4.125%
HK$21,890
baseline
▲ 0.50% · 4.625%
HK$23,222
+HK$1,332/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$43,780/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,915
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,530
−HK$623/mo
Today · 4.125%
HK$24,153
baseline
▲ 0.50% · 4.625%
HK$25,426
+HK$1,273/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$48,306/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,183
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,873
−HK$701/mo
Today · 4.125%
HK$23,574
baseline
▲ 0.50% · 4.625%
HK$25,008
+HK$1,434/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,148/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,678
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,340
−HK$671/mo
Today · 4.125%
HK$26,011
baseline
▲ 0.50% · 4.625%
HK$27,382
+HK$1,371/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$52,022/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,767
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,506
−HK$751/mo
Today · 4.125%
HK$25,257
baseline
▲ 0.50% · 4.625%
HK$26,794
+HK$1,537/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$50,514/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,441
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,150
−HK$719/mo
Today · 4.125%
HK$27,869
baseline
▲ 0.50% · 4.625%
HK$29,338
+HK$1,469/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$55,738/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,351
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,140
−HK$801/mo
Today · 4.125%
HK$26,941
baseline
▲ 0.50% · 4.625%
HK$28,581
+HK$1,640/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$53,882/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,203
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,960
−HK$767/mo
Today · 4.125%
HK$29,727
baseline
▲ 0.50% · 4.625%
HK$31,294
+HK$1,567/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$59,454/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,936
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,774
−HK$851/mo
Today · 4.125%
HK$28,625
baseline
▲ 0.50% · 4.625%
HK$30,367
+HK$1,742/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$57,250/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,966
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,770
−HK$815/mo
Today · 4.125%
HK$31,585
baseline
▲ 0.50% · 4.625%
HK$33,250
+HK$1,665/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$63,170/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,520
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,408
−HK$901/mo
Today · 4.125%
HK$30,309
baseline
▲ 0.50% · 4.625%
HK$32,153
+HK$1,844/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$60,618/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,729
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,580
−HK$863/mo
Today · 4.125%
HK$33,443
baseline
▲ 0.50% · 4.625%
HK$35,206
+HK$1,763/mo
Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$66,886/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,460 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).