▼ 0.50% · 3.625%
HK$16,251
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,757
−HK$514/mo
Today · 4.125%
HK$17,271
baseline
▲ 0.50% · 4.625%
HK$18,321
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,542/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,080
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,564
−HK$492/mo
Today · 4.125%
HK$19,056
baseline
▲ 0.50% · 4.625%
HK$20,061
+HK$1,005/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,112/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,877
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,433
−HK$565/mo
Today · 4.125%
HK$18,998
baseline
▲ 0.50% · 4.625%
HK$20,154
+HK$1,156/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$37,996/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,888
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,421
−HK$541/mo
Today · 4.125%
HK$20,962
baseline
▲ 0.50% · 4.625%
HK$22,067
+HK$1,105/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,924/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,502
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,108
−HK$617/mo
Today · 4.125%
HK$20,725
baseline
▲ 0.50% · 4.625%
HK$21,986
+HK$1,261/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,450/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,695
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,277
−HK$591/mo
Today · 4.125%
HK$22,868
baseline
▲ 0.50% · 4.625%
HK$24,073
+HK$1,205/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,736/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,127
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,784
−HK$668/mo
Today · 4.125%
HK$22,452
baseline
▲ 0.50% · 4.625%
HK$23,818
+HK$1,366/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,904/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,503
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,134
−HK$639/mo
Today · 4.125%
HK$24,773
baseline
▲ 0.50% · 4.625%
HK$26,079
+HK$1,306/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,546/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,752
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,460
−HK$719/mo
Today · 4.125%
HK$24,179
baseline
▲ 0.50% · 4.625%
HK$25,650
+HK$1,471/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,358/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,311
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,990
−HK$689/mo
Today · 4.125%
HK$26,679
baseline
▲ 0.50% · 4.625%
HK$28,085
+HK$1,406/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,358/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,377
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,135
−HK$771/mo
Today · 4.125%
HK$25,906
baseline
▲ 0.50% · 4.625%
HK$27,482
+HK$1,576/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,812/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,119
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,847
−HK$737/mo
Today · 4.125%
HK$28,584
baseline
▲ 0.50% · 4.625%
HK$30,091
+HK$1,507/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,168/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,002
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,811
−HK$822/mo
Today · 4.125%
HK$27,633
baseline
▲ 0.50% · 4.625%
HK$29,314
+HK$1,681/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$55,266/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,927
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,703
−HK$787/mo
Today · 4.125%
HK$30,490
baseline
▲ 0.50% · 4.625%
HK$32,097
+HK$1,607/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$60,980/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,627
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,487
−HK$873/mo
Today · 4.125%
HK$29,360
baseline
▲ 0.50% · 4.625%
HK$31,146
+HK$1,786/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,720/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,735
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,560
−HK$836/mo
Today · 4.125%
HK$32,396
baseline
▲ 0.50% · 4.625%
HK$34,103
+HK$1,707/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,792/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,253
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,162
−HK$925/mo
Today · 4.125%
HK$31,087
baseline
▲ 0.50% · 4.625%
HK$32,979
+HK$1,892/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$62,174/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,543
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,416
−HK$885/mo
Today · 4.125%
HK$34,301
baseline
▲ 0.50% · 4.625%
HK$36,109
+HK$1,808/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$68,602/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,811 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).