▼ 0.50% · 3.625%
HK$16,546
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,061
−HK$522/mo
Today · 4.125%
HK$17,583
baseline
▲ 0.50% · 4.625%
HK$18,653
+HK$1,070/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,166/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,407
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,901
−HK$501/mo
Today · 4.125%
HK$19,402
baseline
▲ 0.50% · 4.625%
HK$20,424
+HK$1,022/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,804/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,200
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,767
−HK$575/mo
Today · 4.125%
HK$19,342
baseline
▲ 0.50% · 4.625%
HK$20,519
+HK$1,177/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$38,684/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,248
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,791
−HK$551/mo
Today · 4.125%
HK$21,342
baseline
▲ 0.50% · 4.625%
HK$22,467
+HK$1,125/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$42,684/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,855
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,473
−HK$627/mo
Today · 4.125%
HK$21,100
baseline
▲ 0.50% · 4.625%
HK$22,384
+HK$1,284/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,200/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,089
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,681
−HK$601/mo
Today · 4.125%
HK$23,282
baseline
▲ 0.50% · 4.625%
HK$24,509
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,564/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,510
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,179
−HK$680/mo
Today · 4.125%
HK$22,859
baseline
▲ 0.50% · 4.625%
HK$24,249
+HK$1,390/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,718/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,929
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,571
−HK$651/mo
Today · 4.125%
HK$25,222
baseline
▲ 0.50% · 4.625%
HK$26,552
+HK$1,330/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,444/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,164
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,885
−HK$732/mo
Today · 4.125%
HK$24,617
baseline
▲ 0.50% · 4.625%
HK$26,115
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,234/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,770
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,461
−HK$701/mo
Today · 4.125%
HK$27,162
baseline
▲ 0.50% · 4.625%
HK$28,594
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,324/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,819
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,591
−HK$784/mo
Today · 4.125%
HK$26,375
baseline
▲ 0.50% · 4.625%
HK$27,980
+HK$1,605/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,750/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,611
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,351
−HK$751/mo
Today · 4.125%
HK$29,102
baseline
▲ 0.50% · 4.625%
HK$30,636
+HK$1,534/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,204/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,473
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,297
−HK$837/mo
Today · 4.125%
HK$28,134
baseline
▲ 0.50% · 4.625%
HK$29,845
+HK$1,711/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,268/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,451
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,241
−HK$802/mo
Today · 4.125%
HK$31,043
baseline
▲ 0.50% · 4.625%
HK$32,679
+HK$1,636/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,086/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,128
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,003
−HK$889/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,711
+HK$1,819/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,292
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,131
−HK$852/mo
Today · 4.125%
HK$32,983
baseline
▲ 0.50% · 4.625%
HK$34,721
+HK$1,738/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$65,966/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,783
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,709
−HK$941/mo
Today · 4.125%
HK$31,650
baseline
▲ 0.50% · 4.625%
HK$33,576
+HK$1,926/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$63,300/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,133
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,021
−HK$902/mo
Today · 4.125%
HK$34,923
baseline
▲ 0.50% · 4.625%
HK$36,764
+HK$1,841/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$69,846/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,685 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).