▼ 0.50% · 3.625%
HK$16,568
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,083
−HK$524/mo
Today · 4.125%
HK$17,607
baseline
▲ 0.50% · 4.625%
HK$18,678
+HK$1,071/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,214/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,432
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,926
−HK$501/mo
Today · 4.125%
HK$19,427
baseline
▲ 0.50% · 4.625%
HK$20,451
+HK$1,024/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,854/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,225
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,792
−HK$576/mo
Today · 4.125%
HK$19,368
baseline
▲ 0.50% · 4.625%
HK$20,546
+HK$1,178/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,736/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,275
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,819
−HK$551/mo
Today · 4.125%
HK$21,370
baseline
▲ 0.50% · 4.625%
HK$22,497
+HK$1,127/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,740/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,881
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,500
−HK$628/mo
Today · 4.125%
HK$21,128
baseline
▲ 0.50% · 4.625%
HK$22,414
+HK$1,286/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,256/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,118
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,711
−HK$602/mo
Today · 4.125%
HK$23,313
baseline
▲ 0.50% · 4.625%
HK$24,542
+HK$1,229/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,626/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,538
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,208
−HK$681/mo
Today · 4.125%
HK$22,889
baseline
▲ 0.50% · 4.625%
HK$24,282
+HK$1,393/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,778/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,961
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,604
−HK$652/mo
Today · 4.125%
HK$25,256
baseline
▲ 0.50% · 4.625%
HK$26,587
+HK$1,331/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,512/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,195
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,917
−HK$733/mo
Today · 4.125%
HK$24,650
baseline
▲ 0.50% · 4.625%
HK$26,149
+HK$1,499/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,300/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,804
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,496
−HK$702/mo
Today · 4.125%
HK$27,198
baseline
▲ 0.50% · 4.625%
HK$28,632
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,396/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,852
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,625
−HK$785/mo
Today · 4.125%
HK$26,410
baseline
▲ 0.50% · 4.625%
HK$28,017
+HK$1,607/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,820/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,647
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,389
−HK$752/mo
Today · 4.125%
HK$29,141
baseline
▲ 0.50% · 4.625%
HK$30,677
+HK$1,536/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,282/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,509
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,333
−HK$838/mo
Today · 4.125%
HK$28,171
baseline
▲ 0.50% · 4.625%
HK$29,885
+HK$1,714/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,342/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,491
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,281
−HK$803/mo
Today · 4.125%
HK$31,084
baseline
▲ 0.50% · 4.625%
HK$32,722
+HK$1,638/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,168/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,165
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,042
−HK$890/mo
Today · 4.125%
HK$29,932
baseline
▲ 0.50% · 4.625%
HK$31,753
+HK$1,821/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,864/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,334
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,174
−HK$853/mo
Today · 4.125%
HK$33,027
baseline
▲ 0.50% · 4.625%
HK$34,767
+HK$1,740/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,054/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,822
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,750
−HK$942/mo
Today · 4.125%
HK$31,692
baseline
▲ 0.50% · 4.625%
HK$33,621
+HK$1,929/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,384/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,177
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,067
−HK$902/mo
Today · 4.125%
HK$34,969
baseline
▲ 0.50% · 4.625%
HK$36,813
+HK$1,844/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$69,938/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$217,975 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).