▼ 0.50% · 3.625%
HK$19,714
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,328
−HK$623/mo
Today · 4.125%
HK$20,951
baseline
▲ 0.50% · 4.625%
HK$22,225
+HK$1,274/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,902/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,932
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,520
−HK$597/mo
Today · 4.125%
HK$23,117
baseline
▲ 0.50% · 4.625%
HK$24,336
+HK$1,219/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,234/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,686
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,360
−HK$686/mo
Today · 4.125%
HK$23,046
baseline
▲ 0.50% · 4.625%
HK$24,448
+HK$1,402/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,092/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,125
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,772
−HK$657/mo
Today · 4.125%
HK$25,429
baseline
▲ 0.50% · 4.625%
HK$26,769
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,858/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,657
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,393
−HK$748/mo
Today · 4.125%
HK$25,141
baseline
▲ 0.50% · 4.625%
HK$26,671
+HK$1,530/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,282/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,318
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,024
−HK$716/mo
Today · 4.125%
HK$27,740
baseline
▲ 0.50% · 4.625%
HK$29,203
+HK$1,463/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,480/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,629
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,426
−HK$810/mo
Today · 4.125%
HK$27,236
baseline
▲ 0.50% · 4.625%
HK$28,893
+HK$1,657/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,472/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,512
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,276
−HK$776/mo
Today · 4.125%
HK$30,052
baseline
▲ 0.50% · 4.625%
HK$31,636
+HK$1,584/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,104/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,600
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,459
−HK$872/mo
Today · 4.125%
HK$29,331
baseline
▲ 0.50% · 4.625%
HK$31,116
+HK$1,785/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,662/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,705
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,528
−HK$836/mo
Today · 4.125%
HK$32,364
baseline
▲ 0.50% · 4.625%
HK$34,070
+HK$1,706/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,728/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,572
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,491
−HK$935/mo
Today · 4.125%
HK$31,426
baseline
▲ 0.50% · 4.625%
HK$33,338
+HK$1,912/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,852/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,898
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,780
−HK$896/mo
Today · 4.125%
HK$34,676
baseline
▲ 0.50% · 4.625%
HK$36,503
+HK$1,827/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,352/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,543
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,524
−HK$997/mo
Today · 4.125%
HK$33,521
baseline
▲ 0.50% · 4.625%
HK$35,561
+HK$2,040/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,042/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,091
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,032
−HK$955/mo
Today · 4.125%
HK$36,987
baseline
▲ 0.50% · 4.625%
HK$38,937
+HK$1,950/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$73,974/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,514
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,557
−HK$1,059/mo
Today · 4.125%
HK$35,616
baseline
▲ 0.50% · 4.625%
HK$37,783
+HK$2,167/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,232/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,285
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,284
−HK$1,015/mo
Today · 4.125%
HK$39,299
baseline
▲ 0.50% · 4.625%
HK$41,370
+HK$2,071/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,598/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,486
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,590
−HK$1,121/mo
Today · 4.125%
HK$37,711
baseline
▲ 0.50% · 4.625%
HK$40,006
+HK$2,295/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$75,422/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,478
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,537
−HK$1,074/mo
Today · 4.125%
HK$41,611
baseline
▲ 0.50% · 4.625%
HK$43,804
+HK$2,193/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$83,222/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,371 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).