▼ 0.50% · 3.625%
HK$16,649
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,167
−HK$526/mo
Today · 4.125%
HK$17,693
baseline
▲ 0.50% · 4.625%
HK$18,770
+HK$1,077/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,386/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,522
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,019
−HK$504/mo
Today · 4.125%
HK$19,523
baseline
▲ 0.50% · 4.625%
HK$20,552
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,046/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,314
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,884
−HK$578/mo
Today · 4.125%
HK$19,462
baseline
▲ 0.50% · 4.625%
HK$20,647
+HK$1,185/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,924/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,374
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,921
−HK$554/mo
Today · 4.125%
HK$21,475
baseline
▲ 0.50% · 4.625%
HK$22,607
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,950/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,979
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,600
−HK$632/mo
Today · 4.125%
HK$21,232
baseline
▲ 0.50% · 4.625%
HK$22,524
+HK$1,292/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,464/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,226
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,822
−HK$605/mo
Today · 4.125%
HK$23,427
baseline
▲ 0.50% · 4.625%
HK$24,662
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,854/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,644
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,317
−HK$684/mo
Today · 4.125%
HK$23,001
baseline
▲ 0.50% · 4.625%
HK$24,401
+HK$1,400/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,002/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,078
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,724
−HK$655/mo
Today · 4.125%
HK$25,379
baseline
▲ 0.50% · 4.625%
HK$26,717
+HK$1,338/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,758/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,309
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,034
−HK$736/mo
Today · 4.125%
HK$24,770
baseline
▲ 0.50% · 4.625%
HK$26,278
+HK$1,508/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,540/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,931
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,626
−HK$706/mo
Today · 4.125%
HK$27,332
baseline
▲ 0.50% · 4.625%
HK$28,772
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,664/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,974
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,750
−HK$790/mo
Today · 4.125%
HK$26,540
baseline
▲ 0.50% · 4.625%
HK$28,155
+HK$1,615/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,080/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,783
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,528
−HK$756/mo
Today · 4.125%
HK$29,284
baseline
▲ 0.50% · 4.625%
HK$30,827
+HK$1,543/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,568/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,638
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,467
−HK$842/mo
Today · 4.125%
HK$28,309
baseline
▲ 0.50% · 4.625%
HK$30,031
+HK$1,722/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,618/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,635
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,430
−HK$806/mo
Today · 4.125%
HK$31,236
baseline
▲ 0.50% · 4.625%
HK$32,883
+HK$1,647/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,472/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,303
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,184
−HK$894/mo
Today · 4.125%
HK$30,078
baseline
▲ 0.50% · 4.625%
HK$31,908
+HK$1,830/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,156/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,487
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,332
−HK$856/mo
Today · 4.125%
HK$33,188
baseline
▲ 0.50% · 4.625%
HK$34,938
+HK$1,750/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,376/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,968
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,900
−HK$948/mo
Today · 4.125%
HK$31,848
baseline
▲ 0.50% · 4.625%
HK$33,785
+HK$1,937/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,696/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,339
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,234
−HK$907/mo
Today · 4.125%
HK$35,141
baseline
▲ 0.50% · 4.625%
HK$36,993
+HK$1,852/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,282/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,042 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).