▼ 0.50% · 3.625%
HK$21,741
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,417
−HK$687/mo
Today · 4.125%
HK$23,104
baseline
▲ 0.50% · 4.625%
HK$24,510
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,208/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,186
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,835
−HK$658/mo
Today · 4.125%
HK$25,493
baseline
▲ 0.50% · 4.625%
HK$26,837
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,986/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,915
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,659
−HK$756/mo
Today · 4.125%
HK$25,415
baseline
▲ 0.50% · 4.625%
HK$26,961
+HK$1,546/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,830/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,605
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,319
−HK$723/mo
Today · 4.125%
HK$28,042
baseline
▲ 0.50% · 4.625%
HK$29,521
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,084/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,089
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,900
−HK$825/mo
Today · 4.125%
HK$27,725
baseline
▲ 0.50% · 4.625%
HK$29,412
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,450/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,024
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,802
−HK$790/mo
Today · 4.125%
HK$30,592
baseline
▲ 0.50% · 4.625%
HK$32,204
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,184/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,263
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,142
−HK$893/mo
Today · 4.125%
HK$30,035
baseline
▲ 0.50% · 4.625%
HK$31,863
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,070/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,442
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,286
−HK$855/mo
Today · 4.125%
HK$33,141
baseline
▲ 0.50% · 4.625%
HK$34,888
+HK$1,747/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,282/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,437
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,384
−HK$962/mo
Today · 4.125%
HK$32,346
baseline
▲ 0.50% · 4.625%
HK$34,314
+HK$1,968/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,692/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,861
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,769
−HK$921/mo
Today · 4.125%
HK$35,690
baseline
▲ 0.50% · 4.625%
HK$37,572
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,380/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,611
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,626
−HK$1,030/mo
Today · 4.125%
HK$34,656
baseline
▲ 0.50% · 4.625%
HK$36,765
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,312/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,280
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,253
−HK$987/mo
Today · 4.125%
HK$38,240
baseline
▲ 0.50% · 4.625%
HK$40,255
+HK$2,015/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,480/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,785
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,867
−HK$1,100/mo
Today · 4.125%
HK$36,967
baseline
▲ 0.50% · 4.625%
HK$39,216
+HK$2,249/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,934/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,698
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,736
−HK$1,053/mo
Today · 4.125%
HK$40,789
baseline
▲ 0.50% · 4.625%
HK$42,939
+HK$2,150/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,578/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,959
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,109
−HK$1,168/mo
Today · 4.125%
HK$39,277
baseline
▲ 0.50% · 4.625%
HK$41,667
+HK$2,390/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,554/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,117
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,220
−HK$1,118/mo
Today · 4.125%
HK$43,338
baseline
▲ 0.50% · 4.625%
HK$45,623
+HK$2,285/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,676/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,133
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,351
−HK$1,236/mo
Today · 4.125%
HK$41,587
baseline
▲ 0.50% · 4.625%
HK$44,118
+HK$2,531/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,174/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,535
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,703
−HK$1,185/mo
Today · 4.125%
HK$45,888
baseline
▲ 0.50% · 4.625%
HK$48,306
+HK$2,418/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,776/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,436 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).