▼ 0.50% · 3.625%
HK$21,954
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,637
−HK$694/mo
Today · 4.125%
HK$23,331
baseline
▲ 0.50% · 4.625%
HK$24,750
+HK$1,419/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,662/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,424
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,079
−HK$664/mo
Today · 4.125%
HK$25,743
baseline
▲ 0.50% · 4.625%
HK$27,100
+HK$1,357/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,486/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,149
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,901
−HK$763/mo
Today · 4.125%
HK$25,664
baseline
▲ 0.50% · 4.625%
HK$27,225
+HK$1,561/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,328/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,866
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,587
−HK$730/mo
Today · 4.125%
HK$28,317
baseline
▲ 0.50% · 4.625%
HK$29,810
+HK$1,493/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,634/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,164
−HK$833/mo
Today · 4.125%
HK$27,997
baseline
▲ 0.50% · 4.625%
HK$29,700
+HK$1,703/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$55,994/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,308
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,094
−HK$798/mo
Today · 4.125%
HK$30,892
baseline
▲ 0.50% · 4.625%
HK$32,520
+HK$1,628/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,784/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,540
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,428
−HK$902/mo
Today · 4.125%
HK$30,330
baseline
▲ 0.50% · 4.625%
HK$32,175
+HK$1,845/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,660/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,751
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,602
−HK$864/mo
Today · 4.125%
HK$33,466
baseline
▲ 0.50% · 4.625%
HK$35,230
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,932/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,736
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,692
−HK$971/mo
Today · 4.125%
HK$32,663
baseline
▲ 0.50% · 4.625%
HK$34,650
+HK$1,987/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,326/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,193
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,110
−HK$930/mo
Today · 4.125%
HK$36,040
baseline
▲ 0.50% · 4.625%
HK$37,940
+HK$1,900/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,080/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,931
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,955
−HK$1,041/mo
Today · 4.125%
HK$34,996
baseline
▲ 0.50% · 4.625%
HK$37,126
+HK$2,130/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,992/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,635
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,618
−HK$997/mo
Today · 4.125%
HK$38,615
baseline
▲ 0.50% · 4.625%
HK$40,650
+HK$2,035/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,230/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,126
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,219
−HK$1,110/mo
Today · 4.125%
HK$37,329
baseline
▲ 0.50% · 4.625%
HK$39,601
+HK$2,272/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,658/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,078
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,126
−HK$1,063/mo
Today · 4.125%
HK$41,189
baseline
▲ 0.50% · 4.625%
HK$43,360
+HK$2,171/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,378/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,322
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,483
−HK$1,179/mo
Today · 4.125%
HK$39,662
baseline
▲ 0.50% · 4.625%
HK$42,076
+HK$2,414/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,324/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,520
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,634
−HK$1,129/mo
Today · 4.125%
HK$43,763
baseline
▲ 0.50% · 4.625%
HK$46,070
+HK$2,307/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,526/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,517
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,746
−HK$1,249/mo
Today · 4.125%
HK$41,995
baseline
▲ 0.50% · 4.625%
HK$44,551
+HK$2,556/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$83,990/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,963
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,142
−HK$1,196/mo
Today · 4.125%
HK$46,338
baseline
▲ 0.50% · 4.625%
HK$48,780
+HK$2,442/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,676/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,788 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).