▼ 0.50% · 3.625%
HK$15,941
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,437
−HK$504/mo
Today · 4.125%
HK$16,941
baseline
▲ 0.50% · 4.625%
HK$17,972
+HK$1,031/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,882/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,735
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,210
−HK$483/mo
Today · 4.125%
HK$18,693
baseline
▲ 0.50% · 4.625%
HK$19,678
+HK$985/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,386/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,536
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,081
−HK$554/mo
Today · 4.125%
HK$18,635
baseline
▲ 0.50% · 4.625%
HK$19,769
+HK$1,134/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,270/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,508
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,031
−HK$531/mo
Today · 4.125%
HK$20,562
baseline
▲ 0.50% · 4.625%
HK$21,646
+HK$1,084/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,124/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,130
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,725
−HK$604/mo
Today · 4.125%
HK$20,329
baseline
▲ 0.50% · 4.625%
HK$21,566
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$40,658/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,282
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,852
−HK$579/mo
Today · 4.125%
HK$22,431
baseline
▲ 0.50% · 4.625%
HK$23,614
+HK$1,183/mo
Deposit HK$2.80M · loan HK$4.19M · min. income ≈ HK$44,862/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,724
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,369
−HK$654/mo
Today · 4.125%
HK$22,023
baseline
▲ 0.50% · 4.625%
HK$23,364
+HK$1,341/mo
Deposit HK$2.45M · loan HK$4.54M · min. income ≈ HK$44,046/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,055
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,673
−HK$628/mo
Today · 4.125%
HK$24,301
baseline
▲ 0.50% · 4.625%
HK$25,582
+HK$1,281/mo
Deposit HK$2.45M · loan HK$4.54M · min. income ≈ HK$48,602/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,318
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,012
−HK$706/mo
Today · 4.125%
HK$23,718
baseline
▲ 0.50% · 4.625%
HK$25,161
+HK$1,443/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,436/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,829
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,494
−HK$676/mo
Today · 4.125%
HK$26,170
baseline
▲ 0.50% · 4.625%
HK$27,549
+HK$1,379/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,340/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,912
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,656
−HK$756/mo
Today · 4.125%
HK$25,412
baseline
▲ 0.50% · 4.625%
HK$26,958
+HK$1,546/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$50,824/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,602
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,315
−HK$724/mo
Today · 4.125%
HK$28,039
baseline
▲ 0.50% · 4.625%
HK$29,517
+HK$1,478/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$56,078/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,506
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,300
−HK$806/mo
Today · 4.125%
HK$27,106
baseline
▲ 0.50% · 4.625%
HK$28,755
+HK$1,649/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$54,212/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,376
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,137
−HK$772/mo
Today · 4.125%
HK$29,909
baseline
▲ 0.50% · 4.625%
HK$31,485
+HK$1,576/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$59,818/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,100
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,943
−HK$857/mo
Today · 4.125%
HK$28,800
baseline
▲ 0.50% · 4.625%
HK$30,552
+HK$1,752/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,600/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,149
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,958
−HK$820/mo
Today · 4.125%
HK$31,778
baseline
▲ 0.50% · 4.625%
HK$33,453
+HK$1,675/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,556/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,695
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,587
−HK$907/mo
Today · 4.125%
HK$30,494
baseline
▲ 0.50% · 4.625%
HK$32,349
+HK$1,855/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$60,988/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,922
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,779
−HK$868/mo
Today · 4.125%
HK$33,647
baseline
▲ 0.50% · 4.625%
HK$35,421
+HK$1,774/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,294/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,733 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).