▼ 0.50% · 3.625%
HK$16,518
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,032
−HK$522/mo
Today · 4.125%
HK$17,554
baseline
▲ 0.50% · 4.625%
HK$18,622
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,108/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,376
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,869
−HK$500/mo
Today · 4.125%
HK$19,369
baseline
▲ 0.50% · 4.625%
HK$20,390
+HK$1,021/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,738/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,170
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,735
−HK$574/mo
Today · 4.125%
HK$19,309
baseline
▲ 0.50% · 4.625%
HK$20,484
+HK$1,175/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,618/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,213
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,756
−HK$550/mo
Today · 4.125%
HK$21,306
baseline
▲ 0.50% · 4.625%
HK$22,429
+HK$1,123/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,612/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,821
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,438
−HK$626/mo
Today · 4.125%
HK$21,064
baseline
▲ 0.50% · 4.625%
HK$22,346
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,128/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,051
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,642
−HK$600/mo
Today · 4.125%
HK$23,242
baseline
▲ 0.50% · 4.625%
HK$24,468
+HK$1,226/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,484/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,473
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,141
−HK$679/mo
Today · 4.125%
HK$22,820
baseline
▲ 0.50% · 4.625%
HK$24,208
+HK$1,388/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,640/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,889
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,529
−HK$650/mo
Today · 4.125%
HK$25,179
baseline
▲ 0.50% · 4.625%
HK$26,507
+HK$1,328/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,358/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,125
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,844
−HK$731/mo
Today · 4.125%
HK$24,575
baseline
▲ 0.50% · 4.625%
HK$26,070
+HK$1,495/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,150/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,726
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,416
−HK$700/mo
Today · 4.125%
HK$27,116
baseline
▲ 0.50% · 4.625%
HK$28,546
+HK$1,430/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,232/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,547
−HK$783/mo
Today · 4.125%
HK$26,330
baseline
▲ 0.50% · 4.625%
HK$27,933
+HK$1,603/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,660/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,564
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,303
−HK$750/mo
Today · 4.125%
HK$29,053
baseline
▲ 0.50% · 4.625%
HK$30,584
+HK$1,531/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,106/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,429
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,251
−HK$835/mo
Today · 4.125%
HK$28,086
baseline
▲ 0.50% · 4.625%
HK$29,795
+HK$1,709/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,172/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,401
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,190
−HK$800/mo
Today · 4.125%
HK$30,990
baseline
▲ 0.50% · 4.625%
HK$32,623
+HK$1,633/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$61,980/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,954
−HK$887/mo
Today · 4.125%
HK$29,841
baseline
▲ 0.50% · 4.625%
HK$31,657
+HK$1,816/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,682/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,239
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,077
−HK$850/mo
Today · 4.125%
HK$32,927
baseline
▲ 0.50% · 4.625%
HK$34,662
+HK$1,735/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,854/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,732
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,657
−HK$940/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,519
+HK$1,922/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,077
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,964
−HK$900/mo
Today · 4.125%
HK$34,864
baseline
▲ 0.50% · 4.625%
HK$36,701
+HK$1,837/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$69,728/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,316 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).