▼ 0.50% · 3.625%
HK$4,255
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$135/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$275/mo
Deposit HK$933K · loan HK$933K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,860
−HK$129/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$263/mo
Deposit HK$933K · loan HK$933K · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,680
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,826
−HK$148/mo
Today · 4.125%
HK$4,974
baseline
▲ 0.50% · 4.625%
HK$5,276
+HK$302/mo
Deposit HK$840K · loan HK$1.03M · min. income ≈ HK$9,948/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,207
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,346
−HK$142/mo
Today · 4.125%
HK$5,488
baseline
▲ 0.50% · 4.625%
HK$5,777
+HK$289/mo
Deposit HK$840K · loan HK$1.03M · min. income ≈ HK$10,976/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$161/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,756
+HK$330/mo
Deposit HK$746K · loan HK$1.12M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,680
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$155/mo
Today · 4.125%
HK$5,987
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$315/mo
Deposit HK$746K · loan HK$1.12M · min. income ≈ HK$11,974/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$175/mo
Today · 4.125%
HK$5,878
baseline
▲ 0.50% · 4.625%
HK$6,236
+HK$358/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$11,756/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,153
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$168/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,828
+HK$342/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,957
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,142
−HK$188/mo
Today · 4.125%
HK$6,330
baseline
▲ 0.50% · 4.625%
HK$6,715
+HK$385/mo
Deposit HK$560K · loan HK$1.31M · min. income ≈ HK$12,660/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,627
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,804
−HK$181/mo
Today · 4.125%
HK$6,985
baseline
▲ 0.50% · 4.625%
HK$7,353
+HK$368/mo
Deposit HK$560K · loan HK$1.31M · min. income ≈ HK$13,970/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,382
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,581
−HK$201/mo
Today · 4.125%
HK$6,782
baseline
▲ 0.50% · 4.625%
HK$7,195
+HK$413/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$13,564/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,100
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,290
−HK$194/mo
Today · 4.125%
HK$7,484
baseline
▲ 0.50% · 4.625%
HK$7,878
+HK$394/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$14,968/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,808
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,019
−HK$215/mo
Today · 4.125%
HK$7,234
baseline
▲ 0.50% · 4.625%
HK$7,675
+HK$441/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$14,468/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,573
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,776
−HK$207/mo
Today · 4.125%
HK$7,983
baseline
▲ 0.50% · 4.625%
HK$8,403
+HK$420/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$15,966/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,233
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,458
−HK$229/mo
Today · 4.125%
HK$7,687
baseline
▲ 0.50% · 4.625%
HK$8,154
+HK$467/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$15,374/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,047
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,263
−HK$218/mo
Today · 4.125%
HK$8,481
baseline
▲ 0.50% · 4.625%
HK$8,929
+HK$448/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$16,962/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,659
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,897
−HK$242/mo
Today · 4.125%
HK$8,139
baseline
▲ 0.50% · 4.625%
HK$8,634
+HK$495/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,278/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,520
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,749
−HK$231/mo
Today · 4.125%
HK$8,980
baseline
▲ 0.50% · 4.625%
HK$9,454
+HK$474/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$17,960/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).