▼ 0.50% · 3.625%
HK$4,342
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$137/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$281/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$132/mo
Today · 4.125%
HK$5,092
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$268/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$10,184/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,776
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$151/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$309/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,314
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,456
−HK$145/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$295/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$164/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,874
+HK$337/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$158/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$322/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,820
−HK$179/mo
Today · 4.125%
HK$5,999
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$365/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$11,998/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,280
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,448
−HK$171/mo
Today · 4.125%
HK$6,619
baseline
▲ 0.50% · 4.625%
HK$6,968
+HK$349/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$13,238/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,079
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,268
−HK$192/mo
Today · 4.125%
HK$6,460
baseline
▲ 0.50% · 4.625%
HK$6,853
+HK$393/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$12,920/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,763
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,944
−HK$184/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,504
+HK$376/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,513
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,716
−HK$206/mo
Today · 4.125%
HK$6,922
baseline
▲ 0.50% · 4.625%
HK$7,343
+HK$421/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,844/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,246
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,440
−HK$197/mo
Today · 4.125%
HK$7,637
baseline
▲ 0.50% · 4.625%
HK$8,040
+HK$403/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,274/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,947
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,164
−HK$219/mo
Today · 4.125%
HK$7,383
baseline
▲ 0.50% · 4.625%
HK$7,832
+HK$449/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,766/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,729
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,936
−HK$211/mo
Today · 4.125%
HK$8,147
baseline
▲ 0.50% · 4.625%
HK$8,576
+HK$429/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,294/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,382
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,611
−HK$234/mo
Today · 4.125%
HK$7,845
baseline
▲ 0.50% · 4.625%
HK$8,322
+HK$477/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,690/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,212
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,432
−HK$224/mo
Today · 4.125%
HK$8,656
baseline
▲ 0.50% · 4.625%
HK$9,112
+HK$456/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,312/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,816
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,059
−HK$247/mo
Today · 4.125%
HK$8,306
baseline
▲ 0.50% · 4.625%
HK$8,811
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,612/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,695
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,928
−HK$237/mo
Today · 4.125%
HK$9,165
baseline
▲ 0.50% · 4.625%
HK$9,648
+HK$483/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,330/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).