▼ 0.50% · 3.625%
HK$4,427
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,565
−HK$139/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,991
+HK$287/mo
Deposit HK$971K · loan HK$971K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$134/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$274/mo
Deposit HK$971K · loan HK$971K · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,870
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,021
−HK$154/mo
Today · 4.125%
HK$5,175
baseline
▲ 0.50% · 4.625%
HK$5,490
+HK$315/mo
Deposit HK$874K · loan HK$1.07M · min. income ≈ HK$10,350/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,417
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,563
−HK$147/mo
Today · 4.125%
HK$5,710
baseline
▲ 0.50% · 4.625%
HK$6,011
+HK$301/mo
Deposit HK$874K · loan HK$1.07M · min. income ≈ HK$11,420/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$168/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,989
+HK$344/mo
Deposit HK$777K · loan HK$1.16M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,910
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,068
−HK$161/mo
Today · 4.125%
HK$6,229
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$328/mo
Deposit HK$777K · loan HK$1.16M · min. income ≈ HK$12,458/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,934
−HK$182/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$372/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,574
−HK$174/mo
Today · 4.125%
HK$6,748
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$356/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$13,496/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,198
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,390
−HK$196/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,987
+HK$401/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,895
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,080
−HK$187/mo
Today · 4.125%
HK$7,267
baseline
▲ 0.50% · 4.625%
HK$7,650
+HK$383/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$14,534/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,640
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,847
−HK$210/mo
Today · 4.125%
HK$7,057
baseline
▲ 0.50% · 4.625%
HK$7,486
+HK$429/mo
Deposit HK$485K · loan HK$1.46M · min. income ≈ HK$14,114/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,387
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,585
−HK$201/mo
Today · 4.125%
HK$7,786
baseline
▲ 0.50% · 4.625%
HK$8,197
+HK$411/mo
Deposit HK$485K · loan HK$1.46M · min. income ≈ HK$15,572/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,083
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,303
−HK$224/mo
Today · 4.125%
HK$7,527
baseline
▲ 0.50% · 4.625%
HK$7,985
+HK$458/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,054/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,880
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,091
−HK$214/mo
Today · 4.125%
HK$8,305
baseline
▲ 0.50% · 4.625%
HK$8,743
+HK$438/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,610/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,526
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,760
−HK$238/mo
Today · 4.125%
HK$7,998
baseline
▲ 0.50% · 4.625%
HK$8,484
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,996/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,372
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,597
−HK$227/mo
Today · 4.125%
HK$8,824
baseline
▲ 0.50% · 4.625%
HK$9,290
+HK$466/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,648/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,968
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,216
−HK$252/mo
Today · 4.125%
HK$8,468
baseline
▲ 0.50% · 4.625%
HK$8,983
+HK$515/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,936/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,865
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,102
−HK$242/mo
Today · 4.125%
HK$9,344
baseline
▲ 0.50% · 4.625%
HK$9,836
+HK$492/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,688/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).