▼ 0.50% · 3.625%
HK$2,951
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,043
−HK$94/mo
Today · 4.125%
HK$3,137
baseline
▲ 0.50% · 4.625%
HK$3,327
+HK$190/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,274/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,284
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,372
−HK$89/mo
Today · 4.125%
HK$3,461
baseline
▲ 0.50% · 4.625%
HK$3,643
+HK$182/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,922/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,247
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,348
−HK$102/mo
Today · 4.125%
HK$3,450
baseline
▲ 0.50% · 4.625%
HK$3,660
+HK$210/mo
Deposit HK$582K · loan HK$712K · min. income ≈ HK$6,900/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,612
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,709
−HK$98/mo
Today · 4.125%
HK$3,807
baseline
▲ 0.50% · 4.625%
HK$4,008
+HK$201/mo
Deposit HK$582K · loan HK$712K · min. income ≈ HK$7,614/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,542
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,652
−HK$112/mo
Today · 4.125%
HK$3,764
baseline
▲ 0.50% · 4.625%
HK$3,993
+HK$229/mo
Deposit HK$518K · loan HK$777K · min. income ≈ HK$7,528/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,940
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,046
−HK$107/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,372
+HK$219/mo
Deposit HK$518K · loan HK$777K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$122/mo
Today · 4.125%
HK$4,078
baseline
▲ 0.50% · 4.625%
HK$4,326
+HK$248/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,156/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$116/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$237/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$130/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$267/mo
Deposit HK$388K · loan HK$906K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$125/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$256/mo
Deposit HK$388K · loan HK$906K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,565
−HK$140/mo
Today · 4.125%
HK$4,705
baseline
▲ 0.50% · 4.625%
HK$4,991
+HK$286/mo
Deposit HK$324K · loan HK$971K · min. income ≈ HK$9,410/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$134/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$274/mo
Deposit HK$324K · loan HK$971K · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,869
−HK$150/mo
Today · 4.125%
HK$5,019
baseline
▲ 0.50% · 4.625%
HK$5,324
+HK$305/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$10,038/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,254
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,395
−HK$142/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,829
+HK$292/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,018
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$158/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,657
+HK$325/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,582
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,732
−HK$152/mo
Today · 4.125%
HK$5,884
baseline
▲ 0.50% · 4.625%
HK$6,194
+HK$310/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,768/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,313
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$168/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,989
+HK$343/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,910
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,069
−HK$161/mo
Today · 4.125%
HK$6,230
baseline
▲ 0.50% · 4.625%
HK$6,558
+HK$328/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,460/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).