▼ 0.50% · 3.625%
HK$4,505
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$142/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$292/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$136/mo
Today · 4.125%
HK$5,282
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$279/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$10,564/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$157/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,586
+HK$320/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,661
−HK$150/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,117
+HK$306/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,406
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,574
−HK$171/mo
Today · 4.125%
HK$5,745
baseline
▲ 0.50% · 4.625%
HK$6,094
+HK$349/mo
Deposit HK$790K · loan HK$1.19M · min. income ≈ HK$11,490/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,175
−HK$164/mo
Today · 4.125%
HK$6,339
baseline
▲ 0.50% · 4.625%
HK$6,673
+HK$334/mo
Deposit HK$790K · loan HK$1.19M · min. income ≈ HK$12,678/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,856
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,038
−HK$186/mo
Today · 4.125%
HK$6,224
baseline
▲ 0.50% · 4.625%
HK$6,602
+HK$378/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$12,448/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,515
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,690
−HK$177/mo
Today · 4.125%
HK$6,867
baseline
▲ 0.50% · 4.625%
HK$7,229
+HK$362/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$13,734/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,307
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,503
−HK$199/mo
Today · 4.125%
HK$6,702
baseline
▲ 0.50% · 4.625%
HK$7,110
+HK$408/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$13,404/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,016
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,204
−HK$191/mo
Today · 4.125%
HK$7,395
baseline
▲ 0.50% · 4.625%
HK$7,785
+HK$390/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$14,790/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,757
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,967
−HK$214/mo
Today · 4.125%
HK$7,181
baseline
▲ 0.50% · 4.625%
HK$7,618
+HK$437/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$14,362/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,517
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,719
−HK$204/mo
Today · 4.125%
HK$7,923
baseline
▲ 0.50% · 4.625%
HK$8,341
+HK$418/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$15,846/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,208
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,432
−HK$228/mo
Today · 4.125%
HK$7,660
baseline
▲ 0.50% · 4.625%
HK$8,126
+HK$466/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,320/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,019
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,234
−HK$218/mo
Today · 4.125%
HK$8,452
baseline
▲ 0.50% · 4.625%
HK$8,897
+HK$445/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,904/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,658
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,896
−HK$242/mo
Today · 4.125%
HK$8,138
baseline
▲ 0.50% · 4.625%
HK$8,634
+HK$496/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,276/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,520
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,748
−HK$232/mo
Today · 4.125%
HK$8,980
baseline
▲ 0.50% · 4.625%
HK$9,453
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,960/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,109
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,361
−HK$256/mo
Today · 4.125%
HK$8,617
baseline
▲ 0.50% · 4.625%
HK$9,141
+HK$524/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,234/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,021
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,263
−HK$245/mo
Today · 4.125%
HK$9,508
baseline
▲ 0.50% · 4.625%
HK$10,009
+HK$501/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,016/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).