▼ 0.50% · 3.625%
HK$2,685
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,769
−HK$85/mo
Today · 4.125%
HK$2,854
baseline
▲ 0.50% · 4.625%
HK$3,027
+HK$173/mo
Deposit HK$589K · loan HK$589K · min. income ≈ HK$5,708/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,987
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,067
−HK$82/mo
Today · 4.125%
HK$3,149
baseline
▲ 0.50% · 4.625%
HK$3,315
+HK$166/mo
Deposit HK$589K · loan HK$589K · min. income ≈ HK$6,298/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,954
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,046
−HK$93/mo
Today · 4.125%
HK$3,139
baseline
▲ 0.50% · 4.625%
HK$3,330
+HK$191/mo
Deposit HK$530K · loan HK$648K · min. income ≈ HK$6,278/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,286
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,374
−HK$90/mo
Today · 4.125%
HK$3,464
baseline
▲ 0.50% · 4.625%
HK$3,646
+HK$182/mo
Deposit HK$530K · loan HK$648K · min. income ≈ HK$6,928/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,222
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,322
−HK$102/mo
Today · 4.125%
HK$3,424
baseline
▲ 0.50% · 4.625%
HK$3,633
+HK$209/mo
Deposit HK$471K · loan HK$707K · min. income ≈ HK$6,848/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,585
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,681
−HK$97/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$3,978
+HK$200/mo
Deposit HK$471K · loan HK$707K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,491
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,599
−HK$111/mo
Today · 4.125%
HK$3,710
baseline
▲ 0.50% · 4.625%
HK$3,935
+HK$225/mo
Deposit HK$412K · loan HK$765K · min. income ≈ HK$7,420/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,883
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,988
−HK$105/mo
Today · 4.125%
HK$4,093
baseline
▲ 0.50% · 4.625%
HK$4,309
+HK$216/mo
Deposit HK$412K · loan HK$765K · min. income ≈ HK$8,186/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,759
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,876
−HK$119/mo
Today · 4.125%
HK$3,995
baseline
▲ 0.50% · 4.625%
HK$4,238
+HK$243/mo
Deposit HK$353K · loan HK$824K · min. income ≈ HK$7,990/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,182
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,294
−HK$114/mo
Today · 4.125%
HK$4,408
baseline
▲ 0.50% · 4.625%
HK$4,640
+HK$232/mo
Deposit HK$353K · loan HK$824K · min. income ≈ HK$8,816/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$127/mo
Today · 4.125%
HK$4,280
baseline
▲ 0.50% · 4.625%
HK$4,541
+HK$261/mo
Deposit HK$294K · loan HK$883K · min. income ≈ HK$8,560/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,601
−HK$122/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$249/mo
Deposit HK$294K · loan HK$883K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,296
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$136/mo
Today · 4.125%
HK$4,566
baseline
▲ 0.50% · 4.625%
HK$4,844
+HK$278/mo
Deposit HK$236K · loan HK$942K · min. income ≈ HK$9,132/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,780
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$130/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,303
+HK$265/mo
Deposit HK$236K · loan HK$942K · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$144/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$295/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,215
−HK$138/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,635
+HK$282/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,833
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$152/mo
Today · 4.125%
HK$5,136
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$313/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,272/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,377
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$147/mo
Today · 4.125%
HK$5,668
baseline
▲ 0.50% · 4.625%
HK$5,966
+HK$298/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,336/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).