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At today's rate and a 90% mortgage, the deposit on this unit is about HK$396K, with repayments around HK$17,290/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$396K · loan HK$3.57M · min. income ≈ HK$34,580/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- C
- Saleable Area
- 203 Saleable ft²
- Gross Area
- 268 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-22 | HK$4.70M | +11.1% 3.1y · 4.0%/yr |
| 2016-10-06 | HK$4.23M | +11.9% 3.0y · 4.0%/yr |
| 2013-10-04 | HK$3.78M | +177.9% |
| 2006-06-15 | HK$1.36M | +0.7% |
| 2000-11-02 | HK$1.35M | — |