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At today's rate and a 90% mortgage, the deposit on this unit is about HK$367K, with repayments around HK$16,000/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$367K · loan HK$3.30M · min. income ≈ HK$32,000/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 203 Saleable ft²
- Gross Area
- 268 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-22 | HK$3.80M | +5.6% 3.7y · 2.0%/yr |
| 2016-09-08 | HK$3.60M | +28.6% 4.4y · 7.0%/yr |
| 2012-04-20 | HK$2.80M | +30.2% |
| 2010-04-15 | HK$2.15M | +106.7% |
| 2000-11-03 | HK$1.04M | — |