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At today's rate and a 90% mortgage, the deposit on this unit is about HK$693K, with repayments around HK$30,234/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$60,468/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,942 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- F
- Saleable Area
- 385 Saleable ft²
- Gross Area
- 522 ft²
- Efficiency
- 74%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-27 | HK$8.18M | +6.2% 3.6y · 2.0%/yr |
| 2017-05-09 | HK$7.70M | +40.0% 5.8y · 7.0%/yr |
| 2011-07-13 | HK$5.50M | +89.7% |
| 2006-07-26 | HK$2.90M | +0.0% |
| 2006-06-14 | HK$2.90M | +45.0% |
| 2000-11-06 | HK$2.00M | — |