▼ 0.50% · 3.625%
HK$17,822
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,376
−HK$563/mo
Today · 4.125%
HK$18,939
baseline
▲ 0.50% · 4.625%
HK$20,092
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,878/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,826
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,358
−HK$539/mo
Today · 4.125%
HK$20,897
baseline
▲ 0.50% · 4.625%
HK$21,999
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,794/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,604
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,214
−HK$619/mo
Today · 4.125%
HK$20,833
baseline
▲ 0.50% · 4.625%
HK$22,101
+HK$1,268/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,666/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,809
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,394
−HK$593/mo
Today · 4.125%
HK$22,987
baseline
▲ 0.50% · 4.625%
HK$24,199
+HK$1,212/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,974/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,386
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,051
−HK$676/mo
Today · 4.125%
HK$22,727
baseline
▲ 0.50% · 4.625%
HK$24,110
+HK$1,383/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,454/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,792
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,430
−HK$647/mo
Today · 4.125%
HK$25,077
baseline
▲ 0.50% · 4.625%
HK$26,399
+HK$1,322/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,154/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,168
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,889
−HK$732/mo
Today · 4.125%
HK$24,621
baseline
▲ 0.50% · 4.625%
HK$26,119
+HK$1,498/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$49,242/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,774
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,465
−HK$702/mo
Today · 4.125%
HK$27,167
baseline
▲ 0.50% · 4.625%
HK$28,599
+HK$1,432/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$54,334/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,950
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,726
−HK$789/mo
Today · 4.125%
HK$26,515
baseline
▲ 0.50% · 4.625%
HK$28,128
+HK$1,613/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,030/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,757
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,501
−HK$755/mo
Today · 4.125%
HK$29,256
baseline
▲ 0.50% · 4.625%
HK$30,799
+HK$1,543/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,512/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,732
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,564
−HK$845/mo
Today · 4.125%
HK$28,409
baseline
▲ 0.50% · 4.625%
HK$30,137
+HK$1,728/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,818/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,740
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,537
−HK$809/mo
Today · 4.125%
HK$31,346
baseline
▲ 0.50% · 4.625%
HK$32,999
+HK$1,653/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,692/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,515
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,402
−HK$901/mo
Today · 4.125%
HK$30,303
baseline
▲ 0.50% · 4.625%
HK$32,146
+HK$1,843/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,606/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,722
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,573
−HK$863/mo
Today · 4.125%
HK$33,436
baseline
▲ 0.50% · 4.625%
HK$35,198
+HK$1,762/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,872/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,297
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,239
−HK$958/mo
Today · 4.125%
HK$32,197
baseline
▲ 0.50% · 4.625%
HK$34,156
+HK$1,959/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,394/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,705
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,609
−HK$917/mo
Today · 4.125%
HK$35,526
baseline
▲ 0.50% · 4.625%
HK$37,398
+HK$1,872/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$71,052/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,079
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,077
−HK$1,013/mo
Today · 4.125%
HK$34,090
baseline
▲ 0.50% · 4.625%
HK$36,165
+HK$2,075/mo
Deposit HK$782K · loan HK$7.03M · min. income ≈ HK$68,180/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,687
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,645
−HK$970/mo
Today · 4.125%
HK$37,615
baseline
▲ 0.50% · 4.625%
HK$39,598
+HK$1,983/mo
Deposit HK$782K · loan HK$7.03M · min. income ≈ HK$75,230/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,469 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).