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At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,221/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.55M · min. income ≈ HK$34,442/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- C
- Saleable Area
- 203 Saleable ft²
- Gross Area
- 268 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-04 | HK$3.60M | −20.0% 2.7y · −7.0%/yr |
| 2022-07-11 | HK$4.50M | −3.4% 1.3y · −2.0%/yr |
| 2021-02-10 | HK$4.66M | +16.5% 3.2y · 5.0%/yr |
| 2017-11-23 | HK$4.00M | +10.5% 4.8y · 2.0%/yr |
| 2013-02-14 | HK$3.62M | +40.3% |
| 2010-12-09 | HK$2.58M | +12.2% |
| 2010-04-21 | HK$2.30M | +33.7% |
| 2008-01-16 | HK$1.72M | +24.6% |
| 2007-02-16 | HK$1.38M | −0.7% |
| 2006-10-26 | HK$1.39M | +8.6% |
| 2005-10-20 | HK$1.28M | +4.9% |
| 2000-11-02 | HK$1.22M | — |