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At today's rate and a 90% mortgage, the deposit on this unit is about HK$393K, with repayments around HK$17,156/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$393K · loan HK$3.54M · min. income ≈ HK$34,312/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- D
- Saleable Area
- 203 Saleable ft²
- Gross Area
- 268 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-27 | HK$4.48M | +79.2% 9.3y · 8.0%/yr |
| 2010-12-13 | HK$2.50M | +8.7% |
| 2010-04-26 | HK$2.30M | +16.2% |
| 2009-06-08 | HK$1.98M | +10.0% |
| 2008-04-25 | HK$1.80M | +32.4% |
| 2006-05-23 | HK$1.36M | +17.2% |
| 2002-06-25 | HK$1.16M | −12.1% |
| 2000-11-03 | HK$1.32M | — |