▼ 0.50% · 3.625%
HK$22,772
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,481
−HK$719/mo
Today · 4.125%
HK$24,200
baseline
▲ 0.50% · 4.625%
HK$25,673
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,400/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,334
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,014
−HK$689/mo
Today · 4.125%
HK$26,703
baseline
▲ 0.50% · 4.625%
HK$28,110
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,406/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,050
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,829
−HK$792/mo
Today · 4.125%
HK$26,621
baseline
▲ 0.50% · 4.625%
HK$28,240
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,242/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,868
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,615
−HK$758/mo
Today · 4.125%
HK$29,373
baseline
▲ 0.50% · 4.625%
HK$30,921
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,746/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,327
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,177
−HK$864/mo
Today · 4.125%
HK$29,041
baseline
▲ 0.50% · 4.625%
HK$30,808
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,082/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,401
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,216
−HK$827/mo
Today · 4.125%
HK$32,043
baseline
▲ 0.50% · 4.625%
HK$33,732
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,086/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,604
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$936/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,375
+HK$1,914/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,934
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,818
−HK$896/mo
Today · 4.125%
HK$34,714
baseline
▲ 0.50% · 4.625%
HK$36,544
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,428/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,881
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,873
−HK$1,008/mo
Today · 4.125%
HK$33,881
baseline
▲ 0.50% · 4.625%
HK$35,942
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,762/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,468
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,419
−HK$965/mo
Today · 4.125%
HK$37,384
baseline
▲ 0.50% · 4.625%
HK$39,355
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,768/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,159
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,221
−HK$1,080/mo
Today · 4.125%
HK$36,301
baseline
▲ 0.50% · 4.625%
HK$38,510
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,602/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,001
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,020
−HK$1,034/mo
Today · 4.125%
HK$40,054
baseline
▲ 0.50% · 4.625%
HK$42,166
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,108/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,436
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,569
−HK$1,152/mo
Today · 4.125%
HK$38,721
baseline
▲ 0.50% · 4.625%
HK$41,077
+HK$2,356/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,442/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,535
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,622
−HK$1,103/mo
Today · 4.125%
HK$42,725
baseline
▲ 0.50% · 4.625%
HK$44,977
+HK$2,252/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,450/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,713
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,917
−HK$1,224/mo
Today · 4.125%
HK$41,141
baseline
▲ 0.50% · 4.625%
HK$43,644
+HK$2,503/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,282/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,068
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,223
−HK$1,172/mo
Today · 4.125%
HK$45,395
baseline
▲ 0.50% · 4.625%
HK$47,788
+HK$2,393/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,790/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,990
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,265
−HK$1,296/mo
Today · 4.125%
HK$43,561
baseline
▲ 0.50% · 4.625%
HK$46,211
+HK$2,650/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,122/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,601
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,824
−HK$1,241/mo
Today · 4.125%
HK$48,065
baseline
▲ 0.50% · 4.625%
HK$50,599
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,130/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,680 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).